J-CLicks 1.6.8

JCL's mobile application provides a digital platform designed to streamline and enhance customer interactions. Users can easily submit and sign applications through the app, which interfaces with JCL's core system for seamless processing. The inclusion of real-time payment options via a secure payment gateway simplifies transactions for JCL's clientele. Additionally, the app functions as a communications tool, boasting a built-in WhatsApp chat system integrated with artificial intelligence to address customer inquiries.

JCL aims to empower customers with a comprehensive solution for efficient financial management. The mobile application seamlessly integrates with existing JCL systems, offering users the following capabilities:

1. View their JCL loan account details
2. Make payments to settle loans or outstanding amounts
3. Apply for personal loans and loan top-ups
4. Register for E-Mandate or Auto-debit services
5. Access dealer websites associated with JCL
6. Engage via WhatsApp chat for loan-related queries
7. Receive timely notifications

JCL Personal Loan Details:

• Repayment Period: Minimum 6 months, maximum 5 years
• Maximum Annual Percentage Rate (APR): 18%

Loan Example:
A one-year loan of RM 2,000.00 with JCL would result in the following repayment breakdown:
1) Loan/Principal Amount: RM 2,000.00
2) Total Interest @ 18%: RM 360.00
3) Total Amount Due: RM 2,360.00
4) Monthly Instalment: RM 196.65 per month
5) Final Payment: RM 196.85

To explore these features and more, interested individuals can download the app. For additional information, please visit the official website at JCL Online Platform.